Terms
These terms are between you and Lang Liu, operating Yorozuya. They are written in plain English. They are not a claim that a lawyer prepared them. If you create an account, you agree to them.
Who can join
You must be 18 or over. You use your own name, not someone else’s, and not a name that could be mistaken for the operator. One person, one account.
What the service is
Yorozuya is a place to ask a banking or everyday money question, read general information, and, if you choose, talk with another member. General information does not consider your objectives, financial situation or needs. It is not personal financial advice. Yorozuya does not hold an Australian financial services licence or an Australian credit licence.
A paid-help preference does not take payment. Do not ask anyone to pay you, and do not pay anyone, through the app.
Your conduct
Do not share passwords, PINs, one-time codes, full card numbers, or ask someone to move the conversation to WhatsApp, Telegram, Signal or WeChat in order to take money. Do not pretend to be Lang Liu or the operator. Do not post anything illegal, or anything sexual involving a minor.
The owner can remove a note, hide a message that was reported as a scam, and suspend an account.
Expert code
If you say you can help as a finance professional, you also accept the expert code: no soliciting, list only a credential you actually hold, and do not take the conversation off Yorozuya to charge for the help.
Closing an account
You can delete your account from the account page. The operator account stays so reports can still be handled. See the privacy page for what is removed and what is kept.